经典汽车pp王者电子官网 - Get a Quote from an Agent - 国营农场®-pg电子官方网页版

什么是古董，什么是经典?

Just because it’s old, doesn’t make it an antique, nor a classic. The industry offers definitions that allow your baby to qualify for specific types of coverage.

经典的汽车

A motor vehicle 10 to 24 years old that has historical interest.

古董汽车

A motor vehicle over 24 years old that has historic interest.

什么样的车才有资格?

To qualify for classic car insurance, your vehicle can’t just have years invested.

使用

Your antique or classic car must be used on a very limited basis, 比如偶尔的自驾, 显示, 展览, 社团活动或游行. 它不能是你的主要使用工具.

条件

你需要恢复, 维护, 或者保存你的古董车, or it must be actively undergoing restoration.* (Some insurers may decline coverages if the vehicle is not in excellent condition).

住房

它必须存放在一个封闭的建筑物里.

*Under Construction coverage is available for restoration projects.

经典汽车pp王者电子官网费用

What factors help determine the premium you may pay?

约定价值

Because these unique cars have no “book value,” a value must be agreed to for the policy. The higher the value the more the policy will cover and this will affect the premium. 就价值达成一致, you and your agent can weigh many factors like age; condition; type of car, 比如套件车.

免赔额

The amount you are willing to pay as a deductible will affect your costs and raising the deductible will lower your premium.

Why choose 国营农场 for your classic car coverage?

You and 国营农场 will agree on the value of the car

If the car is determined to be a covered total loss, 我们将按商定的价格付款, rather than the actual cash value of the car as long as t在这里 is no other damage, parts have not been removed and the car's condition has not deteriorated because of abuse or neglect.**

备件救济

如果你正在修补，你可能需要帮助. 国营农场 offers up to $500 coverage for your car's spare parts.

24小时睦邻服务

During the day or in the middle of the night, you can call your agent's number and speak with a 国营农场 representative to handle your antique auto or classic car insurance needs.

** Not applicable in Massachusetts and North Carolina — Contact your 州立农场代理有关详细信息,.

国营农场收集汽车知识

The Vehicle Research team at 国营农场 took training to a one-of-a-kind level, 造一辆“分裂的卡迈罗”." A 1968 Chevrolet Camaro RS convertible was built as a half-and-half, split-personality car for training purposes.

The idea of the car roared to life in 2005, to create two training aids: a fully restored vehicle and a modified vehicle. The restored side in yellow was built back to its factory specifications, with a few minor modifications used as teaching points. The modified side in red represents what a person might build in their garage at home, with inexact repairs and plans to drive and enjoy the car.

In addition to serving as an eye-catching car-show display piece, this car was built by 国营农场 employees who enjoy restoring cars and have fun working on them, 无论是个人还是职业. Antique and 经典的汽车s are insured on an agreed value basis, meaning that the insured and 国营农场 agree on the value of the car in the event of a total loss.

看这个视频 to see the opportunity Earl Hyser had to illustrate the impact of modifications on insurance rates and vehicle value.